Discover card is one of the top ranking cards in the US providing some unique features like lower interest rate, reduced payments and other assistance to someone who has lost his/her job. They are also known to have an excellent customer support. Other notable benefits are no transaction fee for foreign transactions and payments can be made till the midnight (EST) of the payment due date.
Benefits of the Card
Discover cards offer you the convenience of paying your internet, cable TV, magazine, insurance or any other bills in a just a few clicks. There auto pay features allows you to make recurring payments every months. The automatic payment can be cancelled any time as the customer wishes. Details on the card and its benefits can be found at https://www.discover.com/credit-cards/help-center/faqs/merchant-payments.html.
Discover cards help customer pay their bill automatically every one. You can schedule your monthly payments and completely set yourself free of the hassle of bill payments. Now you no longer need to set reminders on your cell phone and worry about late payment fees on missing the due dates of payments.
Discover cards enable the customers to accrue point with every purchase. These points can be redeemed for gifts, free shopping, travel and many other discounts.
Free bill payment
Discover cards are issued to the customers with zero annual fees. Also the issuer does not charge any transaction fee for bill payments done using the card.
How to Pay Discover Card Bill?
There are a variety of simple ways to make the payments to Discover Credit Card monthly bills.
For making online payments, login in to the website with your user id and password. In case no online account is created, the customer can create one by registering online. User needs to select the ‘Payments’ tab and then click on ‘ Make a Payment’. In the payment screen he/she should enter the amount, the checking account information. User can select the ‘linked’ bank accounts from where this payment can be made. This facility is available on mobile device. The user gets an email confirmation about when the payment is scheduled and the same is posted to account.
Payments can be made over the phone as well – the number to call is 1-800-DISCOVER. There are customer service representatives who are available 24/7. After the customer identification, you need to provide your bank account number and routing number and the amount you want to pay.
Payment checks can be sent by post. The address is:
Discover Financial Services
P.O. Box 6103
Carol Stream, IL 60197-6103
Time required for payment posting is 7-10 business days. In order to avoid any delays, user needs to mention the account number on the Memo of the check. Customers are advised not to send cash through post.
Payment at a nearby Sear store by cash or cheque
During a visit to Sears, customers can make payment of their Discover Credit Card. The acceptable modes are check or cash. The card number should be mentioned on the check or money order and the Discover card should be available for cash payments at the retail counter of Sears.
Payment at Western Union
Card payments can be wired from any Western Union centre. The customer needs to provide WESTPAY, IL as the city code, card holders account number, and of course the billers name. Payment limit is up to $5000 and the same have to be in cash along with the payment of Western Union processing fees. Payment is posted within 24 hours.
Auto debit from bank account
The customer can set up monthly payments by providing their bank details (account number and routing number).This is a hassle free way and is automatic so the customer does not have to keep a tab on the payment date.