CitiCards are one of the most renowned credit cards and it is offered by the Citibank, one of the largest banks in the United States. Citibank offers a variety of credit cards to suit your requirements, whether you want a MasterCard or Visa with rewards, long term ARP’s or no ARP on purchases or balance transfers. Compared to the Credit Card service from other top US banks like Bank of America, Chase and Well Fargo, CitiCards are regarded as the best balance transfer credit cards. Let’s take a look at different cards that CitiBank offers.
Citi Simplicity Card
The simplicity CitiCards are actually the most popular of their cards. It is ideal for those who want to cut any existing debt by doing a 0% balance transfer. Your introductory ARP for balance transfers and purchases will be 0% which will lasts for 18 months. After the introductory period the ARP will range from 12.99% to 21.99% depending on your credit score. Simplicity card also offer discounts when you make purchases from their online shopping store. It also offers retail purchase protection and extended warranty.
Citi Diamond Preferred Card
Similar to the Simplicity card, Citi Diamond Preferred card offers 0% ARP on purchases and balance transfer for the introductory period of 18 months. After that, ARP will be 11.99%-21.99% based on your credit rating. This Master Card comes with 24 hour concierge which makes it easy for you to make reservations.
This reward card from Citi Bank gives you $300 worth of gift cards. You get 30,000 points in total, half of them if your spend $1500 with in the first three months of getting the credit card and half when you spend another $1500 with in the next three months. These 30,000 points are worth $300. You also earn 2 points on every dollar spent on dinning and entertainment purchases. You can redeem these points for several rewards offered at Citi’s ThankYou Program.
AAdvantage World MasterCard/Citi Platinum Select
This credit card is designed for American Airlines travelers. You can get a bonus of 30,000 points on spending the first $1000 in the first three months. These points will be enough for a round way domestic air travel for free. The card also offers a discount of $100 on American Airlines Flights every year if you spend $30,000 on travels and renew your membership. You earn a couple of miles for every dollar spent on American Airlines and on redeeming your miles you get 10% more miles with the yearly limit of 10,000 miles. The annual fee for keeping the card is $95 which is not charged for the first year.